Terms and Conditions for Hermion Wealth
Effective Date: December 1, 2024
Please read these Terms and Conditions carefully before using the services provided by Hermion Wealth ("Company", "We", "Us", "Our"). By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not use our services.
1. Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.
Definitions
For the purposes of these Terms and Conditions:
Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authority.
Country refers to: India.
Company (referred to as "the Company", "We", "Us", or "Our" in this Agreement) refers to Hermion Wealth, a wealth management company providing personalized financial advisory and investment services.
Device means any device that can access the Service, such as a computer, mobile phone, or digital tablet.
Service refers to the wealth management services and the website provided by Hermion Wealth, which may include investment advisory, mutual funds, portfolio management, and other financial services.
Securities and Exchange Board of India (SEBI) refers to the regulatory body established by the Government of India to regulate securities markets in India. SEBI governs investment activities, including mutual funds, stock market, and other financial products.
Terms and Conditions (also referred to as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
Website refers to Hermion Wealth, accessible from https://hermaionwealth.com.
You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
2. Acknowledgment
By accessing or using the Service, you acknowledge that:
These Terms and Conditions govern the use of our services and set out the rights and obligations of all users regarding the use of the Service.
Your use of the Service is conditioned on your acceptance of and compliance with these Terms. If you disagree with any part of these Terms, you may not access or use the Service.
You are over the age of 18. The Company does not permit those under 18 to use the Service.
Your access to and use of the Service is also conditioned on your acceptance of and compliance with our Privacy Policy. Please read our Privacy Policy carefully before using our services.
3. Use of Our Services
Client Responsibility: You agree to provide accurate, current, and complete information about yourself and your financial goals when using our services. You are responsible for updating this information when necessary to ensure we can continue to provide services that align with your financial needs.
Investment Decisions: While we offer advice and guidance based on SEBI regulations, you retain final decision-making authority over your investments and financial strategy.
Financial Advisory: Our services are provided by certified professionals in compliance with SEBI's guidelines. We provide investment advice and portfolio management based on the information you provide to us.
4. Compliance with Indian Laws
Regulatory Compliance: We are committed to operating within the regulatory framework established by SEBI and other relevant Indian authorities. Our services comply with the laws and regulations governing investment advisory, mutual fund transactions, and wealth management activities in India.
Investment Products: All financial products, including mutual funds, stocks, and other investment options, are subject to the applicable laws and regulations in India. Our recommendations adhere to SEBI’s guidelines for investment and risk management.
5. Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by Hermion Wealth.
No Control or Responsibility: We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Hermion Wealthshall not be responsible for any damage or loss caused by or in connection with the use of or reliance on any such content, goods, or services available on or through third-party websites.
Third-Party Terms: We advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
6. Termination
Termination by You: You may terminate our services at any time by providing written notice. Termination will not affect any fees or obligations accrued up until the date of termination.
Termination by Us: We reserve the right to suspend or terminate your access to the Service at any time, for any reason, including but not limited to breach of these Terms and Conditions.
Upon termination, your right to use the Service will cease immediately.
7. Limitation of Liability
Limitation of Liability: To the fullest extent permitted by law, Hermion Wealth shall not be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use the Service, even if we have been advised of the possibility of such damages.
Monetary Liability: Our liability for any claim arising from the use of our services shall be limited to the amount actually paid by you for the services or 100 INR if you have not made any payments.
Indemnification: You agree to indemnify and hold Hermion Wealth harmless from any and all claims, losses, liabilities, expenses, and damages arising from your violation of these Terms or misuse of our services.
8. "AS IS" and "AS AVAILABLE" Disclaimer
The Service is provided to you “AS IS” and “AS AVAILABLE”, with all faults and defects, without any warranties of any kind, either express or implied.
Disclaimer of Warranties: To the maximum extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
No Guarantee of Performance: We do not warrant that the Service will meet your requirements, be uninterrupted, error-free, or secure, or that any defects will be corrected.
9. Governing Law
These Terms and Conditions are governed by the laws of India, specifically the laws of Securities and Exchange Board of India (SEBI), and other applicable regulations concerning investments, wealth management, and financial services.
10. Dispute Resolution
Informal Resolution: If you have any concerns or disputes about the Service, we encourage you to contact us directly so we can attempt to resolve the issue informally.
Arbitration: Any legal dispute that cannot be resolved informally will be subject to binding arbitration in accordance with the rules of the Indian Arbitration and Conciliation Act, 1996.
11. Severability and Waiver
Severability: If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.
Waiver: Failure to exercise any right or enforce any provision of these Terms shall not constitute a waiver of such right or provision in the future.
12. Changes to These Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at our sole discretion. We will provide reasonable notice of any material changes before they become effective.
Notice of Changes: If any revision is material, we will attempt to notify you at least 30 days prior to the new terms taking effect. The revised Terms will be posted on our website.
By continuing to access or use our Service after the changes become effective, you agree to be bound by the updated Terms. If you do not agree to the revised Terms, please stop using the Service.
13. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please contact us:
By visiting this page on our website: https://hermaionwealth.com/contact
By emailing us at: info@hermaionwealth.com
By using our services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.